Insurance designed for motorcycles, mopeds, ATVs, golf carts and other outdoor sports vehicles provides financial protections against a loss to your property. It also covers your liability or legal responsibility for any injuries or property damage you cause to other people.
Recreation vehicle insurance is comprised of the following standard coverage parts:
Liability Coverage
Liability insurance covers bodily injury and property damage that you may cause to other people involved in an accident. It doesn't cover you or your motorcycle. Guest passenger bodily injury is included with bodily injury.
Collision Coverage
Collision insurance covers damage to your vehicle if you are involved in an accident. Your insurance company pays for damages, minus your deductible, caused when you collide with another vehicle or object.
Comprehensive Coverage
Comprehensive coverage pays for damages caused by an event other than collision, such as fire, theft or vandalism. However, just like collision coverage, your insurance company will pay for damages, minus your deductible. Custom equipment coverage is also available.
