August 25th, 2011, 16:05 hrs.
Employment Practices Liability Insurance (EPLI) typically covers allegations of discrimination, wrongful termination and sexual harassment of employees. Discrimination claims include, but are not limited to: age, disability, gender, handicap, marital status, national origin, pregnancy, race, religion, sexual orientation, etc. Most EPLI policies have the option to protect companies against past, current and prospective...
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August 11th, 2011, 16:05 hrs.
Having your home burglarized can be an extremely frightening experience. Home robbery is often a devastating incident that we often overlook, or believe won’t happen. In the unfortunate event that you are to have your house broken into, it is critical that you have your home and property within the home protected.
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July 25th, 2011, 07:31 hrs.
SINKHOLES. A somewhat frightening word for many Floridians. Over the years, Florida has experienced fires, hurricanes, and NOW – sinkholes. Initially the West coast of Florida and Central Florida were the most predominately affected areas in the state; however, the effect of sinkholes has become a growing issue spanning the entire state of Florida. Sinkholes are common where limestone, carbonate rock, salt beds...
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July 7th, 2011, 14:17 hrs.
Alayna DeSalvo, Office Administrator at McGriff-Williams Insurance, has been participating in the Progressive Snapshot Discount program since April. Snapshot is a six month usage-based insurance discount rating program, which allows customers to potentially save money based on a variety of driving variables. Personal Insurance Advisor, Bryan Williams, attended a training course to authorize McGriff-Williams’ involvement in the program.
What does the Progressive Snapshot device record?
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March 16th, 2011, 13:13 hrs.
By: Bryan Williams
These days, everyone is looking to save money. Owning a vehicle can be very expensive and your car insurance is usually one of the major costs associated with owning a car. There are several things you can do to lower your car insurance without the risk of reducing coverage or being under-insured.
1. Shop Around/Use a Local Independent Agent
Prices can vary from company to company, so it is important to shop around for new car insurance every few years. A good resource is usually a local independent...
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March 9th, 2011, 14:10 hrs.
How much should I insure my home for?
By: Bryan Williams
“Nearly half of US homeowners don’t know insurance covers rebuilding costs, not the sale price of their home," says a recent study done by the Insurance Information Institute. In talking with clients everyday, we also find this to be true. Most consumers are under the assumption that your home should be insured for the total purchase price. Keep in mind that the purchase price of the home includes the cost of the land, as well as any market inflation. You should instead focus...
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December 16th, 2010, 10:47 hrs.
By: Bryan Williams & Victoria Loeffler
Like many things about the Sunshine State, Florida is unique in its requirements for auto insurance. The term “No-Fault” insurance is one of the most misunderstood coverages in Florida auto insurance policies. “No-Fault” insurance is also referred to as Personal Injury Protection (PIP).
What is Florida “No-Fault” Insurance, or PIP Insurance?
According to the Florida Department of Highway Safety and Motor Vehicles (www.flhsmv.gov), Florida No Fault Insurance, or PIP Insurance,...
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July 7th, 2010, 13:35 hrs.
Hurricane season is here – are you ready?
Preparation coupled with the right insurance coverage can protect your property.
Prior to the storm
•Have disaster supplies on hand
-Flashlights and batteries
-Portable, battery-operated radio
-Emergency food and water
-Essential medicines and first aid kit
-Cash and credit cards
•Develop a family communication plan
-If you must evacuate – determine and communicate a safe evacuation route and places to meet.
-If at home – discuss the type of hazards that...
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July 6th, 2010, 19:43 hrs.
When faced with a loss, it is critical that you reach your agent or your insurance company in a timely manner.
If you have any doubt as to whether or not to file a claim, contact your agent to discuss the potential claim.
Once your claim has been reported, you will be contacted by a claims adjuster. In the meantime, please see our helpful tips below to best to protect your property and avoid further damage.
Property
Do not make permanent repairs.
Make only temporary repairs, those designed to protect your home from further...
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May 12th, 2010, 07:59 hrs.
With the recent tragedy involving major flood damage to the Nashville, TN area, we feel that its necessary to keep reminding people to consider purchasing flood insurance. Unfortunately, many homes and business’s in the middle Tennessee area are uncovered due to not purchasing flood insurance. We hope that the following information helps to answer some of your flood insurance concerns:
What is the definition flood?- In simple terms, flood is considered to be rising water, from the outside to the inside of the structure, affecting at...
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